Archive for June, 2008

How does the bank process a check deposited into an account?

Monday, June 23rd, 2008
bank
pinktinkxoxo asked:


How does the bank get cash from another bank when a check is deposited? Does the bank mail the check to the bank it was written from and request cash or is it like a credit with that bank?

Is there any bank that dosn’t use the CheckSystems Verification to determine if your approved?

Monday, June 23rd, 2008
bank
Saneka asked:


If so can u give me the name of the bank plz? I screwed up with a previous bank so whenever i try to apply for one I dnt get approved.

What is the legal time frame for a bank to return a counterfeit check?

Monday, June 23rd, 2008
bank
cucodelvalle asked:


On March 28 I deposited a money order. On July 6 my bank debited my account for that deposit claiming that it was a forfeited check. I think that this debit is illegal because more than 100 days passed and I had already assumed this was a good check. Anybody knows what is the time limit for a bank to charge back a forfeited money order?

How do I add other accounts to my online bank of America?

Monday, June 23rd, 2008
bank
Mario_Bros asked:


I’ve started using bank of america online but I opened up a new checking and a credit card. How do I add these accounts to my online banking? I’ve tried for weeks can anyone help?

What the dirfference from a regular bank to a credit union?

Monday, June 23rd, 2008
bank
azkoolchik asked:


Is a credit union better than a regular bank? I would like to know the advantages and disadvantages. I have heard that a credit uinon is better but I don’t see how? If it is better should I go ahead and open an account as well keep my other regular bank account open?

HOW can banks attract you? What would the perfect bank look like and do to get your attention?

Monday, June 23rd, 2008
bank
Banks.?s.to.the.world asked:


Of course the obvisious answer would be MONEY. Everyone would love to bank or open an account with a bank that gives free money. But lets put money aside for one second. What other ways can a bank get your attention and get you to be one of their customers? Lets start with products. Free checking, no atm fees, extended hours, better interest rates, no fees for overdraft or even give excellent customer service, etc… How can a bank better serve you? Now what about activities, giveaways, or promotions can a bank do to attract you? For example, kids events, charitity events, pens, sport bottles, food, vacation packages, gift certificates, etc… What kind of trinkets or goodies do you like to recieve from companies? So lets hear it people!! What will get your attention or attract you to start or change banks.

What is the worst that could happen if your bank information was stolen?

Monday, June 23rd, 2008
bank
burnt1ce85 asked:


I’m planning to give my bank information to PayPal so that i can use their service (im an international user). What is the worst that can happen if someone were to hack into my paypal account and steal the bank information that Paypal has? I’m thinking not much but is this true?

How to get back my share of joint bank account balance when my partner has vanished?

Monday, June 23rd, 2008
bank
airmkt asked:


The joint bank account is with a Hong Kong bank and two signatures are required for withdrawals. Since my joint account partner has vanished for a long time, the funds have been frozen for years now. Anyone please advise of any procedure Hong Kong banks would allow the locatable account holder to access his/her share of the funds.

How do I transfer a credit card refund to my bank account?

Monday, June 23rd, 2008
bank
James asked:


Hi, my bank account and credit card are both from the same bank and I have just got a credit card refund. How do I go about transfering this refund to my bank account? Thanks.

What bank is the easiest to get a loan from when your credit is not the greatest?

Monday, June 23rd, 2008
bank
Nicole G asked:


I really want to get my teeth fixed by getting Invisalign. I got a quote for $4500 for the whole process. The problem is that my credit is not the best. My score is just under 600. What bank is the most relaxed about this? Help!!!


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