Informacje finansowe

Chelsea B asked:


We are filing a Chapter 7 bankruptcy, and it is due to be discharged by May. How long after that can we finance a car for a decent rate?

timmyliao2001 asked:


Here is the deal. I kind of got taken from a shady Persian gentlemen who did the financing for me at my local Honda dealership. So he got me for a higher interest rate, lied to me so I would purchase stuff like extended warranty and gap insurance. My question is this: Based on my original loan the total loan amount of my interest would have been like $12,000 spread out over six years. But I went ahead and paid a large portion of that down and refinanced with a third party - therefore reducing the total interest to something like
$3500 over four years. So here is my question. Does this dishonest finance guy at the dealership get a cut of the original $12,000 and get his money up front? Or will he only get a cut of the total amount of interest I paid on the original loan which was about $1300? I want to know if by refinancing through some other lender if I took money away from him that he was expecting would come to him based on the terms of the original loan?

Saneka asked:


If so can u give me the name of the bank plz? I screwed up with a previous bank so whenever i try to apply for one I dnt get approved.

cucodelvalle asked:


On March 28 I deposited a money order. On July 6 my bank debited my account for that deposit claiming that it was a forfeited check. I think that this debit is illegal because more than 100 days passed and I had already assumed this was a good check. Anybody knows what is the time limit for a bank to charge back a forfeited money order?

James asked:


Hi, my bank account and credit card are both from the same bank and I have just got a credit card refund. How do I go about transfering this refund to my bank account? Thanks.

Nicole G asked:


I really want to get my teeth fixed by getting Invisalign. I got a quote for $4500 for the whole process. The problem is that my credit is not the best. My score is just under 600. What bank is the most relaxed about this? Help!!!

Bryan B asked:


I have been using Citizen’s Bank for awhile and just recently got hit with a few overdraft fees while I was away at college.

I really dislike how they run this overdraft policy and want to find a new bank.

Kay A asked:


There was a levy placed on my current bank account by a bill collecting agency(credit-card debt) and I am stil owing. My dilienma is that I was laid off from my job and I cannot afford to pay right now. I want to file my taxes and have the funds go directly to my bank account. If I do open a new bank account and e-file, will the creditor be able to find my new account and place a levy on it? I would also like to know how they find it (bank account), and how long it usually takes.

Thanks in advance!

kenneth d asked:


What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.

Pepper asked:


I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!