Archive for the 'Other - Business & Finance' Category
How can I verify a Yahoo finance is not a scam This involves purchase of auto from private party?
Saturday, July 19th, 2008What is the different between finance and accounting?
Tuesday, July 15th, 2008What the dirfference from a regular bank to a credit union?
Monday, June 23rd, 2008HOW can banks attract you? What would the perfect bank look like and do to get your attention?
Monday, June 23rd, 2008Banks.?s.to.the.world asked:
Of course the obvisious answer would be MONEY. Everyone would love to bank or open an account with a bank that gives free money. But lets put money aside for one second. What other ways can a bank get your attention and get you to be one of their customers? Lets start with products. Free checking, no atm fees, extended hours, better interest rates, no fees for overdraft or even give excellent customer service, etc… How can a bank better serve you? Now what about activities, giveaways, or promotions can a bank do to attract you? For example, kids events, charitity events, pens, sport bottles, food, vacation packages, gift certificates, etc… What kind of trinkets or goodies do you like to recieve from companies? So lets hear it people!! What will get your attention or attract you to start or change banks.
Of course the obvisious answer would be MONEY. Everyone would love to bank or open an account with a bank that gives free money. But lets put money aside for one second. What other ways can a bank get your attention and get you to be one of their customers? Lets start with products. Free checking, no atm fees, extended hours, better interest rates, no fees for overdraft or even give excellent customer service, etc… How can a bank better serve you? Now what about activities, giveaways, or promotions can a bank do to attract you? For example, kids events, charitity events, pens, sport bottles, food, vacation packages, gift certificates, etc… What kind of trinkets or goodies do you like to recieve from companies? So lets hear it people!! What will get your attention or attract you to start or change banks.
How long can the bank hold the funds for a check I deposit?
Monday, June 23rd, 2008chuck asked:
My bank, Washington Mutual, where I’ve been banking for 2+ months, continues to hold funds on every check I deposit for a minimum of 4 days, up to 2 weeks. The 4-day rule is for a check from a local bank. The 2 week rule is for non-local checks. They are very uncompromising about these excessive hold times, and get testy when challenged about them. My previous bank never held checks for so long. I have no adverse banking history that would require WaMu to be so careful.
My bank, Washington Mutual, where I’ve been banking for 2+ months, continues to hold funds on every check I deposit for a minimum of 4 days, up to 2 weeks. The 4-day rule is for a check from a local bank. The 2 week rule is for non-local checks. They are very uncompromising about these excessive hold times, and get testy when challenged about them. My previous bank never held checks for so long. I have no adverse banking history that would require WaMu to be so careful.
Please don’t tell me only what your bank does; I would like to hear from those who actually know what the Federal regulations are on this matter. I’ve made a few phone calls about this and looked online, but I can’t find reliable, up-to-date information. Thanks for your help.
What are the factors that help you decide what bank you want to do business with?
Sunday, June 22nd, 2008How long does it take the bank to process a deposit versus a charge?
Sunday, June 22nd, 2008AutumnIris asked:
I have a debit card and accidently overcharged it by $50. Unfortunately, the bank will charge me $100 for going over. I went straight to the ATM after I walked from the store (within a half an hour) and deposited some money. However, I’m wondering, do you think the bank would process that charge sooner than they process the deposit, and still fine me? I know sometimes it takes a few days before they process it, but does anyone else know anymore? My bank is HSBC by the way.
I have a debit card and accidently overcharged it by $50. Unfortunately, the bank will charge me $100 for going over. I went straight to the ATM after I walked from the store (within a half an hour) and deposited some money. However, I’m wondering, do you think the bank would process that charge sooner than they process the deposit, and still fine me? I know sometimes it takes a few days before they process it, but does anyone else know anymore? My bank is HSBC by the way.
How to open a wire transfer bank account?
Saturday, June 21st, 2008Do you need a bank account to purchase something with paypal?
Saturday, June 21st, 2008freeze7895 asked:
I have a paypal account and a bank account. Is paypal similar to a secondary bank account? Can I use paypal by itself to make payments, or do I need to link it with my bank account to submit payment? I am asking this question, because every time I log in to paypal, it says that I have zero dollars on my account. I wonder what that means. I have money on my bank account. Why doesn’t it show up in paypal? So, is paypal like a separate bank account or what?
I have a paypal account and a bank account. Is paypal similar to a secondary bank account? Can I use paypal by itself to make payments, or do I need to link it with my bank account to submit payment? I am asking this question, because every time I log in to paypal, it says that I have zero dollars on my account. I wonder what that means. I have money on my bank account. Why doesn’t it show up in paypal? So, is paypal like a separate bank account or what?









