Archive for the 'Personal Finance' Category
How long after purchasing a home can one finance a car?
Monday, July 28th, 2008Can a finance company charge both a late fee and interest on that late fee?
Friday, July 25th, 2008What is the name of a popular finance program?
Thursday, July 24th, 2008What is the lowest credit score I can have to finance a car?
Sunday, July 20th, 2008How do I add other accounts to my online bank of America?
Monday, June 23rd, 2008How to get back my share of joint bank account balance when my partner has vanished?
Monday, June 23rd, 2008The joint bank account is with a Hong Kong bank and two signatures are required for withdrawals. Since my joint account partner has vanished for a long time, the funds have been frozen for years now. Anyone please advise of any procedure Hong Kong banks would allow the locatable account holder to access his/her share of the funds.
How does the personal loan from banks such as Bank of America or Citibank work?
Monday, June 23rd, 2008I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.
What is the best bank to go with in northern california?
Sunday, June 22nd, 2008I don’t have much money? I put most of my money in 401K (about 25%) After everything I left with little spending money.
I want to know what is the best checking bank to go with?
I had open account with well fargo before. I hated that bank because of lots of overdraft fees. They would take over 7 days clear debit . If I made a mistake they would charge me lots of od fees and plus a $5 a day fee for od. Basically always 100+ fees.
I just switch to bofa last year. Now I hating them too. I recent had about 350 dollars left on my account. I went to the movies for about 14 bucks and withdrawl 20 bucks. That was on July 12, and 13 thursday and friday. I didn’t clear until monday. I had call to cancel a payment of 400 bucks they Electronic debit anyway. So, I was charged with 3 od instead of 1 bc they debit high to low.
Basically which banks do you know in norcal doesn’t debit high to low but on the day it was spend.









